![]() until a mysterious figure shatters the crystal, allowing Chaos to return. When you allow your Share or IRA Certificate to roll over with no changes, you will receive a higher interest rate, just for being loyal credit union member.High up in the heavens, the ancient crystal known as Ira maintains the peace of an entire world. When your Share or IRA Certificate renews, you will automatically become part of our Member Loyalty Program. The credit union offers Traditional IRAs, Education IRAs, and Roth IRAs. IRA funds are insured up to $250,000 over and above the NCUA insurance covering other funds on deposit at the credit union. Depending on your earnings, you may be able to deduct a portion of your contribution from the current year's tax return.Īll IRA dividends are tax deferred, even if they are not tax deductible. ![]() As an individual wage earner, you may contribute annually into an IRA. ![]() Individual Retirement Accounts (IRAs) are a smart way to save for the future even if you have a 401K, other pension plans, or retirement investments. Minimum deposits vary according to term lengths and dividends rates can vary based on market fluctuation. Terms are specific and early withdrawals are subject penalty. ![]() Dividends can be added back to your Share Certificate, paid monthly by check or deposited directly into your Share Savings or Share Draft Account. ![]() Share Certificates offer higher yields and are available with terms ranging from 6-36 months.ĭividends are quoted as annual rates and are compounded daily. ![]()
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